Privacy Policy

1. Introduction

Welcome to OhMyCent. We are committed to protecting your personal data in compliance with the Philippine Data Privacy Act of 2012 (R.A. 10173).

2. What Personal Data We Collect

To provide our services effectively, we collect the following personal information:

• Profile Data: Name and email address.
• Financial Data: Household financial transactions, budgets, and goals.
• Files: Receipts and household images you upload.
• AI Interactions: Conversation data generated when using AI features.

3. Why We Collect It

Your data is collected strictly to provide, maintain, and improve the household budgeting service, ensuring a secure and personalized experience.

4. How Long We Retain It

We retain your personal data for the duration of your subscription. Upon account deletion, all personal data is permanently erased within 30 days.

5. Who We Share It With

We do not sell your personal data. We only share data with designated AI providers (such as Google, OpenAI, or Anthropic) if you explicitly configure and enable these integrations.

6. Your Rights Under R.A. 10173

As a data subject, you have the following rights:

• Right to Access: Request a copy of your personal data.
• Right to Correct: Update or rectify inaccuracies in your data.
• Right to Erase: Request the deletion of your personal data.
• Right to Object: Object to specific processing of your data.

7. Contact Us

If you have any data privacy concerns, please contact our Data Protection Officer at: [email protected]